Safest States in The US by Identity Theft of September 2026

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Last Update: September 1, 2026
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Key Findings

  • There were 371,061 total reported identity theft cases.
  • South Dakota is the safest state, with 0.46 identity theft complaints per 1,000 people and 403 complaints overall.
  • As the least safe state, Michigan had 1.51 identity theft complaints per 1,000 people and 15,027 complaints overall.
  • The ratio between the least safe and the safest state (Michigan/South Dakota) is 3.28.
  • As a matter of fact, the top 3 safest states combined almost have a better score than Michigan.
  • We have found a huge correlation between identity theft cases and the population in these states. Most states that rank in the top 10 safest states are with less than 1 million residents. Of those who rank as the least safe states, only one has less than 1 million residents (Delaware). The rest of them are relatively big states, with close to or over 10 million residents.
  • Also, states with large metropolitan areas and business centers are more vulnerable to identity theft.

Residents in some states are more vulnerable to identity theft, according to a review of federal data by ElitePersonalFinance. There were 371,061 identity theft complaints in the US, according to the data from the Federal Trade Commission report. Do you know that the Federal Trade Commission received about 2.7 million complaints? About 14% of them were related to identity theft. Identity theft is one of the fastest-rising crimes. The stats below prove that.

  • Total numbers of complaints

  • Total numbers of complaints by crime types

ElitePersonalFinance has analyzed the numbers from FTC.gov. But before we present the data, we will give more information on how we ranked states.

Ranking Criteria

ElitePersonalFinance uses the latest data from the FBI. The data was collected from the Federal Trade Commission’s Consumer Sentinel Network Data Book. We analyzed the data and calculated the number of identity theft complaints per 1,000 residents to determine the safest states. Thus, the states with the ‘lowest score’ are actually the safest. For instance, as the safest state, South Dakota has a score of 0.46, which means that 0.46 in 1,000 South Dakota residents reported identity theft. Not a bad result, right? On the other hand, as the least safe state, Michigan has a 1.51 score (1.51 identity theft complaints per 1,000 residents).

*Please note that not victims reported all identity theft cases. Without further ado, we present:

10 Safest States in The US of September 2026

1st Place – South Dakota

Identity theft reports per 1,000: 0.46 Total identity theft reports: 403 This Midwestern state is home to 877,790 Americans. This mainly agricultural state scored high on our identity theft list, and when it comes to fraud reports, it ranked as the 2nd best. It looks like the giants of Mount Rushmore are carefully watching over South Dakota.

2nd Place – West Virginia

Identity theft reports per 1,000: 0.55 Total identity theft reports: 1,000 All residents of West Virginia (1,803,077) can now heave a sigh of relief, at least when it comes to identity theft. Well done, West Virginia!

3rd Place – Vermont

Identity theft reports per 1,000: 0.57 Total identity theft reports: 354 This state had the smallest number of total identity theft reports, which is not surprising if we consider the number of its residents. Vermont’s population is 623,960, the 2nd lowest population of all the U.S. states. Wyoming is the least populated state.

4th Place – Iowa

Identity theft reports per 1,000: 0.59 Total identity theft reports: 1,870 This state is well-known for its cornfields and agriculture in general. However, now they can be proud of one more thing. With a population of 3,160,553, Iowa reached 4th place on the safest identity theft states list. They also ranked 3rd best in the category of fraud reports, closely following North and South Dakota.

5th Place – Maine

Identity theft reports per 1,000: 0.60 Total identity theft reports: 806 Maine has a population of 1,341,582, and it is one of the 10 least populated states. Besides being great at identity theft prevention, this state ranks 9th on our list of the safest states by fraud.

6th Place – Nebraska

Identity theft reports per 1,000: 0.61 Total identity theft reports: 1,170 With a population of 1,932,549, Nebraska is one of the most successful states in identity theft and fraud prevention, ranking 5th on this list and 6th on the list of the safest states by fraud.

7th Place – Montana

Identity theft reports per 1,000: 0.61 Total identity theft reports: 638 The Land of the Shining Mountains is the 4th in size of all U.S .states. With a population of 1,062,330, it is among the 10 least populated states. However, it seems to successfully compensate for it by ranking 7th on this, more important list.

8th Place – Hawaii

According to many people, identity theft reports per 1,000: 0.62 Total identity theft reports: 890 This beautiful group of islands and, according to many people, the most exotic US state, ranked as the safest. With a population of 1,426,393, this paradise can boast about its safety in the identity theft category. Last year, it was the winner in this category, so it seems that it is the youngest state.

9th Place – North Dakota

Identity theft reports per 1,000: 0.62 Total identity theft reports: 467 The colder of two Dakotas closely follows Hawaii regarding identity theft reports, but it can also be proud of its number of fraud reports, where they ranked 10th. It looks like Dakotas took fraud and identity theft prevention seriously.

10th Place – Wisconsin

Identity theft reports per 1,000: 0.64 Total identity theft reports: 3,731 Wisconsin has a population of 5,818,049, which is a great achievement because the least populated states are usually the safest. Way to go, Wisconsin! In case your state did not rank in the top 10, take a look at the complete table of all 50 states:

Full List of US States by Identity Theft of September 2026

Rank: State: Total Number of Identity Theft Reports: Identity Theft Score:
Rank:1 State:South Dakota Total Number of Identity Theft Reports:403 Identity Theft Score:0.46
Rank:2 State:West Virginia Total Number of Identity Theft Reports:1,000 Identity Theft Score:0.55
Rank:3 State:Vermont Total Number of Identity Theft Reports:354 Identity Theft Score:0.57
Rank:4 State:Iowa Total Number of Identity Theft Reports:1,870 Identity Theft Score:0.59
Rank:5 State:Maine Total Number of Identity Theft Reports:806 Identity Theft Score:0.60
Rank:6 State:Nebraska Total Number of Identity Theft Reports:1,170 Identity Theft Score:0.61
Rank:7 State:Montana Total Number of Identity Theft Reports:638 Identity Theft Score:0.61
Rank:8 State:Hawaii Total Number of Identity Theft Reports:890 Identity Theft Score:0.62
Rank:9 State:North Dakota Total Number of Identity Theft Reports:467 Identity Theft Score:0.62
Rank:10 State:Wisconsin Total Number of Identity Theft Reports:3,731 Identity Theft Score:0.64
Rank:11 State:Wyoming Total Number of Identity Theft Reports:389 Identity Theft Score:0.67
Rank:12 State:Alaska Total Number of Identity Theft Reports:494 Identity Theft Score:0.67
Rank:13 State:Arkansas Total Number of Identity Theft Reports:2,084 Identity Theft Score:0.69
Rank:14 State:Mississippi Total Number of Identity Theft Reports:2,064 Identity Theft Score:0.69
Rank:15 State:Kentucky Total Number of Identity Theft Reports:3,060 Identity Theft Score:0.69
Rank:16 State:Louisiana Total Number of Identity Theft Reports:3,340 Identity Theft Score:0.71
Rank:17 State:Kansas Total Number of Identity Theft Reports:2,100 Identity Theft Score:0.72
Rank:18 State:Alabama Total Number of Identity Theft Reports:3,609 Identity Theft Score:0.74
Rank:19 State:Oklahoma Total Number of Identity Theft Reports:2,901 Identity Theft Score:0.74
Rank:20 State:Indiana Total Number of Identity Theft Reports:5,027 Identity Theft Score:0.75
Rank:21 State:Ohio Total Number of Identity Theft Reports:9,121 Identity Theft Score:0.78
Rank:22 State:Minnesota Total Number of Identity Theft Reports:4,324 Identity Theft Score:0.78
Rank:23 State:Utah Total Number of Identity Theft Reports:2,452 Identity Theft Score:0.79
Rank:24 State:Idaho Total Number of Identity Theft Reports:1,356 Identity Theft Score:0.79
Rank:25 State:New Hampshire Total Number of Identity Theft Reports:1,097 Identity Theft Score:0.82
Rank:26 State:Missouri Total Number of Identity Theft Reports:4,994 Identity Theft Score:0.82
Rank:27 State:Tennessee Total Number of Identity Theft Reports:5,586 Identity Theft Score:0.83
Rank:28 State:Massachusetts Total Number of Identity Theft Reports:6,016 Identity Theft Score:0.88
Rank:29 State:Virginia Total Number of Identity Theft Reports:7,656 Identity Theft Score:0.90
Rank:30 State:South Carolina Total Number of Identity Theft Reports:4,509 Identity Theft Score:0.90
Rank:31 State:Oregon Total Number of Identity Theft Reports:3,714 Identity Theft Score:0.90
Rank:32 State:New Mexico Total Number of Identity Theft Reports:1,909 Identity Theft Score:0.91
Rank:33 State:North Carolina Total Number of Identity Theft Reports:9,424 Identity Theft Score:0.92
Rank:34 State:Pennsylvania Total Number of Identity Theft Reports:12,468 Identity Theft Score:0.97
Rank:35 State:Washington Total Number of Identity Theft Reports:7,360 Identity Theft Score:0.99
Rank:36 State:New York Total Number of Identity Theft Reports:20,397 Identity Theft Score:1.03
Rank:37 State:New Jersey Total Number of Identity Theft Reports:9,533 Identity Theft Score:1.06
Rank:38 State:Colorado Total Number of Identity Theft Reports:6,051 Identity Theft Score:1.08
Rank:39 State:Connecticut Total Number of Identity Theft Reports:4,078 Identity Theft Score:1.14
Rank:40 State:Texas Total Number of Identity Theft Reports:33,454 Identity Theft Score:1.18
Rank:41 State:Arizona Total Number of Identity Theft Reports:8,330 Identity Theft Score:1.19
Rank:42 State:Georgia Total Number of Identity Theft Reports:12,548 Identity Theft Score:1.20
Rank:43 State:Rhode Island Total Number of Identity Theft Reports:1,302 Identity Theft Score:1.23
Rank:44 State:Illinois Total Number of Identity Theft Reports:15,841 Identity Theft Score:1.24
Rank:45 State:Delaware Total Number of Identity Theft Reports:1,211 Identity Theft Score:1.26
Rank:46 State:Nevada Total Number of Identity Theft Reports:3,828 Identity Theft Score:1.28
Rank:47 State:Maryland Total Number of Identity Theft Reports:7,788 Identity Theft Score:1.29
Rank:48 State:California Total Number of Identity Theft Reports:55,418 Identity Theft Score:1.40
Rank:49 State:Florida Total Number of Identity Theft Reports:31,167 Identity Theft Score:1.49
Rank:50 State:Michigan Total Number of Identity Theft Reports:15,027 Identity Theft Score:1.51

ElitePersonalFinance Analyzed The States by Population and Created 3 Additional Tables:

  • States with less than 1 million residents.
  • 1 – 10 million residents.
  • Over 10 million residents.

States with Less than 1 Million Residents

Rank (Total Rank): State: Total Number of Identity Theft Reports: Identity Theft Score:
Rank (Total Rank):1 (1) State:South Dakota Total Number of Identity Theft Reports:403 Identity Theft Score:0.46
Rank (Total Rank):2 (3) State:Vermont Total Number of Identity Theft Reports:354 Identity Theft Score:0.57
Rank (Total Rank):3 (9) State:North Dakota Total Number of Identity Theft Reports:467 Identity Theft Score:0.62
Rank (Total Rank):4 (12) State:Alaska Total Number of Identity Theft Reports:494 Identity Theft Score:0.67
Rank (Total Rank):5 (11) State:Wyoming Total Number of Identity Theft Reports:389 Identity Theft Score:0.67
Rank (Total Rank):6 (45) State:Delaware Total Number of Identity Theft Reports:1,211 Identity Theft Score:1.26

States with 1-10 Million Residents

Rank (Total Rank): State: Total Number of Identity Theft Reports: Identity Theft Score:
Rank (Total Rank):1 (2) State:West Virginia Total Number of Identity Theft Reports:1,000 Identity Theft Score:0.55
Rank (Total Rank):2 (4) State:Iowa Total Number of Identity Theft Reports:1,870 Identity Theft Score:0.59
Rank (Total Rank):3 (5) State:Maine Total Number of Identity Theft Reports:806 Identity Theft Score:0.60
Rank (Total Rank):4 (7) State:Montana Total Number of Identity Theft Reports:638 Identity Theft Score:0.61
Rank (Total Rank):5 (6) State:Nebraska Total Number of Identity Theft Reports:1,170 Identity Theft Score:0.61
Rank (Total Rank):6 (8) State:Hawaii Total Number of Identity Theft Reports:890 Identity Theft Score:0.62
Rank (Total Rank):7 (10) State:Wisconsin Total Number of Identity Theft Reports:3,731 Identity Theft Score:0.64
Rank (Total Rank):8 (14) State:Mississippi Total Number of Identity Theft Reports:2,064 Identity Theft Score:0.69
Rank (Total Rank):9 (13) State:Arkansas Total Number of Identity Theft Reports:2,084 Identity Theft Score:0.69
Rank (Total Rank):10 (15) State:Kentucky Total Number of Identity Theft Reports:3,060 Identity Theft Score:0.69
Rank (Total Rank):11 (16) State:Louisiana Total Number of Identity Theft Reports:3,340 Identity Theft Score:0.71
Rank (Total Rank):12 (17) State:Kansas Total Number of Identity Theft Reports:2,100 Identity Theft Score:0.72
Rank (Total Rank):13 (19) State:Oklahoma Total Number of Identity Theft Reports:2,901 Identity Theft Score:0.74
Rank (Total Rank):14 (18) State:Alabama Total Number of Identity Theft Reports:3,609 Identity Theft Score:0.74
Rank (Total Rank):15 (20) State:Indiana Total Number of Identity Theft Reports:5,027 Identity Theft Score:0.75
Rank (Total Rank):16 (22) State:Minnesota Total Number of Identity Theft Reports:4,324 Identity Theft Score:0.78
Rank (Total Rank):17 (24) State:Idaho Total Number of Identity Theft Reports:1,356 Identity Theft Score:0.79
Rank (Total Rank):18 (23) State:Utah Total Number of Identity Theft Reports:2,452 Identity Theft Score:0.79
Rank (Total Rank):19 (25) State:New Hampshire Total Number of Identity Theft Reports:1,097 Identity Theft Score:0.82
Rank (Total Rank):20 (26) State:Missouri Total Number of Identity Theft Reports:4,994 Identity Theft Score:0.82
Rank (Total Rank):21 (27) State:Tennessee Total Number of Identity Theft Reports:5,586 Identity Theft Score:0.83
Rank (Total Rank):22 (28) State:Massachusetts Total Number of Identity Theft Reports:6,016 Identity Theft Score:0.88
Rank (Total Rank):23 (31) State:Oregon Total Number of Identity Theft Reports:3,714 Identity Theft Score:0.90
Rank (Total Rank):24 (30) State:South Carolina Total Number of Identity Theft Reports:4,509 Identity Theft Score:0.90
Rank (Total Rank):25 (29) State:Virginia Total Number of Identity Theft Reports:7,656 Identity Theft Score:0.90
Rank (Total Rank):26 (32) State:New Mexico Total Number of Identity Theft Reports:1,909 Identity Theft Score:0.91
Rank (Total Rank):27 (35) State:Washington Total Number of Identity Theft Reports:7,360 Identity Theft Score:0.99
Rank (Total Rank):28 (37) State:New Jersey Total Number of Identity Theft Reports:9,533 Identity Theft Score:1.06
Rank (Total Rank):29 (38) State:Colorado Total Number of Identity Theft Reports:6,051 Identity Theft Score:1.08
Rank (Total Rank):30 (39) State:Connecticut Total Number of Identity Theft Reports:4,078 Identity Theft Score:1.14
Rank (Total Rank):31 (41) State:Arizona Total Number of Identity Theft Reports:8,330 Identity Theft Score:1.19
Rank (Total Rank):32 (43) State:Rhode Island Total Number of Identity Theft Reports:1,302 Identity Theft Score:1.23
Rank (Total Rank):33 (46) State:Nevada Total Number of Identity Theft Reports:3,828 Identity Theft Score:1.28
Rank (Total Rank):34 (47) State:Maryland Total Number of Identity Theft Reports:7,788 Identity Theft Score:1.29
Rank (Total Rank):35 (50) State:Michigan Total Number of Identity Theft Reports:15,027 Identity Theft Score:1.51

States with Over 10 Million Residents

Rank (Total Rank): State: Total Number of Identity Theft Reports: Identity Theft Score:
Rank (Total Rank):1 (21) State:Ohio Total Number of Identity Theft Reports:9,121 Identity Theft Score:0.78
Rank (Total Rank):2 (33) State:North Carolina Total Number of Identity Theft Reports:9,424 Identity Theft Score:0.92
Rank (Total Rank):3 (34) State:Pennsylvania Total Number of Identity Theft Reports:12,468 Identity Theft Score:0.97
Rank (Total Rank):4 (36) State:New York Total Number of Identity Theft Reports:20,397 Identity Theft Score:1.03
Rank (Total Rank):5 (40) State:Texas Total Number of Identity Theft Reports:33,454 Identity Theft Score:1.18
Rank (Total Rank):6 (42) State:Georgia Total Number of Identity Theft Reports:12,548 Identity Theft Score:1.20
Rank (Total Rank):7 (44) State:Illinois Total Number of Identity Theft Reports:15,841 Identity Theft Score:1.24
Rank (Total Rank):8 (48) State:California Total Number of Identity Theft Reports:55,418 Identity Theft Score:1.40
Rank (Total Rank):9 (49) State:Florida Total Number of Identity Theft Reports:31,167 Identity Theft Score:1.49

How Safe is Your State?

If you have any concerns about the lack of identity theft safety in your state, you can share them in the comments below. Likewise, please feel free to comment on that if you are satisfied with your state’s safety level.

Sources

FTC.gov – Consumer Sentinel Network

Census – Annual Estimates of the Resident Population

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