What is your favorite credit card? How many of them do you have? Are you sure you have exactly those cards that can give you the best benefits? There are so many questions you can ask yourself about credit cards. And there are also so many credit cards that ...

Each time a new credit card appears, consumers compete to be the first in line to apply for it. They want to get the card and try it out before anyone else, especially if their credit and overall financial situation makes them eligible for the card. But wouldn’t it be ...

Are you wondering about the benefits of this credit card? Before writing about them in depth, we are going to list them quickly so that you can immediately see whether Discover it® Secured Card is your cup of tea. This is what you should know before applying for this card: ...

Latest Update:    June 3, 2018   Each time we go shopping, we look for a discount or a sale. Be it a grocery shop, a restaurant or a shoe store, we take into account the well-known value-for-money aspect, but we also compare different prices and want to make a ...

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best rates?  If you are asking yourself these questions, you came to the right place.  Elite Personal Finance is the web’s ...

What’s bad credit? We’re talking a FICO score of 560 to 650. This is where you get shot down for almost everything except a secured card. But, there are some cards for bad credit borrowers that are worth considering. We’ll give you a quick preview of the top cards the Elite ...

If your FICO score is only fair (approx. 650 to 700) then you still qualify for many credit cards. It’s just that you will face higher annual fees and/or worse APR rates, while not really getting premium rewards. The Elite Personal Finance team have reviewed countless credit cards, of all kinds, and ...

Store credit cards are great for both consumers with good and bad credit. If you have good credit, you could qualify for as much as 5% to 10% back in rewards through various store cards. If you have bad credit, you could still get approved for an unsecured credit card ...

If your credit rating is in the low 600’s or worse, then you’ll be stuck looking for a bad credit card and most of them are secured. This means you’ll likely have to put up collateral towards your credit limit. While this deposit is usually refunded at some point, it’s ...

One of the difficulties of being a small business owner is managing your debt. Your business credit cards will drag on your credit score if you don’t keep them in tip-top shape. Yet, you can’t use your business card strengths to influence a greater level of creditworthiness. Pro tip: People ...

Hotel reward credit cards are very beneficial to those who stay in hotels a lot. They are sort of like cashback cards, but instead you get reward points back. These points then can be redeemed to stay at their hotel. These cards are a mixed bag. Some offer 1% cashback ...

If you’re looking to get the best secured card, there are many with no annual fees and even cashback rewards. You don’t need good credit, because secured credit cards are made for those with bad credit. They work by providing you with the ability to borrow up to the amount ...