Category: College Students

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Financial Conversation You Have to Have with Your Teen Before College

EPF January 3, 2020

Every time that your kid continues to grow, as a parent, your responsibility towards them increases, at least until they are adults. The moment your child steps into his/her teenage

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What Should You Do when The Student Loan Grace Period Ends

EPF November 26, 2019

You finished college, graduated, but you have one massive burden on your shoulders - student loans. If you have student loans, then you probably know about the loan grace period

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Ways for You to Start Paying Back Your Student Loans

EPF November 18, 2019

For them that have graduated from college recently, the nearing month of December comes with some harsh reality. The federal student loans, which account for a significant percentage of student

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Ways to Lower Your Student Loan Interest Rates

EPF October 25, 2019

Student loans are a massive financial strain on every college graduate in the U.S today. You graduate with a large amount of student loan debt, then spend years of your

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Should I Increase My Student Loan Payment?

EPF July 26, 2019

Paying off debt as quickly as possible is usually a sound strategy. In fact, it’s hard to find many situations where we would argue the contrary. But, increasing your student

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Will Consolidating My Student Loan Debt Increase My Credit Score?

EPF June 8, 2019

With total U.S. student loan debt surpassing the 1.4 trillion mark, borrowers have become even more reliant on debt to finance their education. And with plans available from both public

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Should I Refinance My Student Loan So I Can Pay Lower Interest Rates?

EPF May 25, 2019

Readers often ask us: how do I lower my student loan interest rate? Well, the answer isn’t as simple as it seems. See, if you decide refinance your public student

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Should I Use an Income-Driven Plan to Repay My Student Loan?

EPF May 14, 2019

Structuring your federal student loan repayments as a percentage of your income is a great way to stay on top of your debt and ensure outflows stay within your budget.

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Federal Student Loan Interest Rates Set to Decrease for the First Time in Three Years

EPF May 12, 2019

As the yield on the 10-year U.S. Treasury continues its path downward, Federal student loan interest rates are following right along. To calculate its Federal Student loan interest rates, the

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Changes that are Likely to Occur to Federal Student Loan Legislation in 2019

EPF April 18, 2019

Both the current administration and Congress are weighing options on outcome of changes on the student loans. Private companies will have more control over the new changes. The changes will

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