Category: Financial News

Credit

Credit Report Changes in 2020 Could Hurt Your FICO Score

EPF July 8, 2020

FICO 10 T includes another round of changes to how FICO calculates your credit score. It focuses primarily on debt levels during the past two years. If your total debt

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Credit

In Just One Year, Americans Have Increased The Average Number of Credit Cards by 60%

EPF January 16, 2020

Americans in the last year registered a 60% increase in the number of average credit cards making the figure jump from 2.5 in 2019 to 4 in 2020. These figures

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Credit

There is a Raise in The Standard Deduction in 2020. Here is What You Have to Know.

EPF January 9, 2020

For many taxpayers, 2020 is going to be a new year; there's a projected increase in the standard deduction. This knowledge is key to how you shall spend; it's crucial

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Credit

What Your Have to Know About CDs Automatic Renewal Policy and Why You Should Be Careful

EPF December 21, 2019

How much do you know about the CD’s automatic renewal policy? Are you aware that it could cost you a big chunk of money? You need to properly understand your

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Credit

Changes Expected on Social Security in 2020

EPF December 12, 2019

Social Security is one of America’s most valuable social resources. Out of the 50 million individuals benefiting from the monthly payouts, over a third are lifted out of poverty with

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Credit

Cap on The High Interest Rate Loans Will Soon be Affecting The Whole Country

EPF December 7, 2019

A vast number of Americans live paycheck to paycheck; this can only mean that they are almost always financially pinched. Therefore, they cannot bear the cost of emergency and everyday

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Credit

Don’t Fall a Victim of The Recently Reported $5 Million Student Loan Scam

EPF October 22, 2019

It's the most recent student loan debt scam that has tricked over 40,000 people. We have discussed in details what you need to know - and what to do about

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Credit

The Mid 30s Consumers Have the Highest Average Student Loan Debt

EPF October 15, 2019

Every year, thousands of college students graduate across the United States. They leave school hoping to use their degrees to advance their careers and better their lives. One thing stands

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Credit

Millennials Own The Fastest-Growing Personal Loan Debt

EPF October 12, 2019

Millennial (individuals born between 1981 and 1996) make up the most considerable portion of the consumer group in the United States of America. They are the first generation to grow

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Credit

FAFSA Mistakes That Can Negatively Impact Your Financial Aid

EPF October 2, 2019

It's less than 48 hours until the official application of college financial aid. October 1st is the first day for college students to start applying for grants and other financial

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