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The Mid 30s Consumers Have the Highest Average Student Loan Debt

EPF October 15, 2019

Every year, thousands of college students graduate across the United States. They leave school hoping to use their degrees to advance their careers and better their lives. One thing stands

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Credit

Millenials Own The Fastest-Growing Personal Loan Debt

EPF October 12, 2019

Millennial (individuals born between 1981 and 1996) make up the most considerable portion of the consumer group in the United States of America. They are the first generation to grow

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Credit

The FAFSA Mistakes that can Impact Negatively on your Financial Aid

EPF October 2, 2019

It's less than 48 hours until the official application of college financial aid. October 1st is the first day for college students to start applying for grants and other financial

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Credit

Cost Of Family Health Insurance Coverage Reaches All-Time High

EPF September 28, 2019

Through its annual Employer Health Benefits Survey, researchers at the Kaiser Family Foundation (KFF) found that the average cost of family health insurance coverage reached a record $20,576 – up

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Credit

Equifax Partners With Urjanet To Add Utility And Phone Bills To Its Credit-Scoring Analysis

EPF September 21, 2019

What seems like a direct response to Experian Boost and the Fair Isaac Corporation’s UltraFICO Score, Equifax announced – on September 18, 2019 – that its global partnership with Urjanet

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Credit

FEMA Offers Free Credit Monitoring To Disaster Survivors

EPF September 18, 2019

The Federal Emergency Management Agency (FEMA) announced it will provide 18 months of free credit monitoring to disaster survivors who request the service. The announcement came after FEMA revealed roughly

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Credit

TEPSLF Denies 99% Of Borrowers Who Apply For Student Loan Forgiveness

EPF September 15, 2019

According to a study by the U.S. Government Accountability Office, the Temporary Expanded Public Student Loan Forgiveness (TEPSLF) program approved 1% of applications in 2018 – denying 99% of borrowers

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Credit

More Than 27 Million US Residents Lacked Health Insurance Coverage In 2018

EPF September 11, 2019

The U.S. Census Bureau released its 2018 income, poverty and health insurance coverage reports on September 10, 2019. Researchers found that nearly 27.5 million U.S. residents lacked health insurance coverage

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Credit

Generation Z And Millennial Debt-Holders Continues To Rise

EPF September 8, 2019

According to a recent study by TransUnion, Generation Z debt-holders – adults born after 1995 – saw a significant year-over-year increase in the second-quarter of 2019. The data shows nearly

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Credit

US Credit Card Interest Rates Reach Highest Mark In 25 Years

EPF September 4, 2019

Even as the U.S. Federal Reserve ponders more interest rates cuts, the savings are not being seen by credit cards borrowers. Federal Reserve data – as of May 2019 –

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