Category: Debt

Credit

Is Debt Consolidation Right for Me?

EPF July 15, 2018

For those of us with that owe money to multiple sources, like more than one high-interest credit card, debt consolidation is a way to better organize your monthly bills –

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Credit

How to Recover Financially after Buying a House

EPF April 25, 2018

You just made the biggest purchase of your life. You’re excited, but a little panicked. How can you recover financially? Buying your new home most likely drained your bank account,

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Credit

How to Recover Financially from the Holidays ?

EPF December 22, 2017

As the holidays come and go, you may notice that your wallet feels thinner than usual or that you're up to your neck in bills. Although the holidays can be

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Credit

How Medical Debt Can Ruin Your Credit Score

EPF January 31, 2017

The most common debt. Research by the Consumer Financial Protection Bureau has indicated that a tremendously large number of collection notices on credit reports are the result of outstanding medical

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Credit

How To Consolidate Your Monthly Accounts Into One Lower Monthly Payment

EPF November 6, 2016

There never seems to be enough money to go around! If this is how you feel come month-end when the bills have to paid, perhaps it is time to consider

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Credit

Can Payday Loans Be Consolidated?

EPF December 12, 2015

We cannot control emergencies and some of the circumstances that might occur. Sometimes, unexpected things occur between our pay periods and money is short or we haven’t budgeted for some

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Credit

How to Make Sense of Your VantageScore 3.0 Rating

EPF November 21, 2015

More than 9 out of 10 lenders use your FICO score when qualifying you -- but there are still close to 10% that will turn to your VantageScore instead. This

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Credit

What Credit Score is Needed to Buy a House in 2018 ?

EPF November 6, 2015

To finance a home, you must have a reasonable credit score -- but, there are many other dynamics that factor into whether you get approved. Other credit factors, like your

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Credit

How to Manage Your Credit Cards While in Debt

EPF September 15, 2015

Debt is a part of life. Whether you’ve taken out a student loan, financed a vehicle or home, or have simply fallen behind on your bills, there’s a good chance

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Credit

Several Money Saving Tips

EPF May 30, 2015

Are you working and earning some salary or are you an investor and making some profit. Worry not because we have come to your rescue in terms of financial tips.

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