You must have heard or read it so often, repeatedly on many websites and blogs: Beware of cybercrime. And indeed, you should be extremely careful when it comes to this type of crime. Hackers and fraudsters are very smart and innovative, always finding new ways to steal your identity or hack your computer to steal your money. There are many cybercrime types, such as identity theft, identity fraud, phishing, vishing, smishing, and hackers can contact you through email, text message, phone call, or any other means of communication.
The number of people worldwide who fall victim to these types of fraud increases each year. However, the United States is undoubtedly the leader in cybercrime, particularly in urban areas across the country.
Every once in a while, a new attempt at fraud or other cybercrime types is discovered, but unfortunately, often only after people have already been exposed to it. One such example is a recent scam that uses the Internal Revenue Service and Federal Bureau of Investigation emblems. This email ransomware scam tries to take computer data hostage by providing a link to download an FBI questionnaire. When a person clicks on the ‘download’ link, they download malware on their computer, which will deny them access to data on their personal computer until they pay a certain amount of money to the hackers.
As you can see, this is a slightly modified phishing attempt. By definition, phishing attempts to stealing or compromising one’s sensitive information by pretending to be a representative of an authentic company or service.
This only reminds us of the omnipresent danger that such scams pose to people across the US. In fact, such scams have steadily increased during the past years. Many scammers call people on the phone pretending to be representatives of the IRS, insisting that there will be serious consequences unless they immediately pay. Some fraudsters try to defraud people by convincing them to file false claims for phony tax credits, nonexistent rebates, and refunds based on social security benefits. These attempts are sometimes executed with the help of flyers and brochures that advertise free money from the IRS but with scarce documentation.
IRS warns that this is not how they communicate with people, i.e., they do not threaten people under any circumstances. They also don’t discuss any personal tax issues through email, phone, or social media. If you are contacted by someone who is supposedly from IRS or FBI, make sure to double-check before doing anything that might cost you money and nerves. You can always go to their websites and report any suspicious activity that you encounter.
Also, IRS has a private collection company that might contact you about your tax on their behalf. Of course, this is where fraudsters saw a great opportunity. You can be sure that a legitimate collector contacts you if you check the following steps:
Phishing is one of the most common types of cybercrime. However, some dead giveaways can help you recognize a phishing attempt:
Even though phishing presents a great risk, you can improve your security by applying the following advice:
Hackers have gone so far in their endeavors to steal people’s money that they impersonate such credible services as the FBI and IRS are. These services always detect such attempts and warn their consumers about them. Also, there is a lot of information online about this type of fraud where you can get very useful information on phishing and cybercrime in general. We hope that this article will be of great help to you, your family and friends. Please share any useful information with your loved ones because that is the best way to protect them. To prevent is to stop. To prevent is to protect.