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Credit

No-Penalty CDs: Should You Be A Buyer?

EPF June 17, 2019

In life, emergencies can strike at any moment: maybe you lost your job, or maybe a flood has your basement underwater. When situations like these occur, it’s nice to have

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Credit

How To Look More Creditworthy To Lenders

EPF June 14, 2019

In life, perception is reality. It isn’t always fair. And it isn’t always right. Remember when you were a teenager? The way you dressed, the way you styled your hair,

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Credit

What are The Most Common Loan Fees

EPF June 12, 2019

When you apply for a loan, what’s the first thing that comes to mind? Who’s the best lender? How much can I borrow? Where can I get the lowest APR?

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Credit

Will Consolidating My Student Loan Debt Increase My Credit Score?

EPF June 8, 2019

With total U.S. student loan debt surpassing the 1.4 trillion mark, borrowers have become even more reliant on debt to finance their education. And with plans available from both public

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Credit

Loan Companies Like Affirm, Bread, Klarna, Greensky

EPF June 7, 2019

What exactly is point-of-sale (POS) financing? Well, instead of pulling out your credit card the next time you purchase an item in-store or online, POS financing allows you to choose

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Credit

What Is Point-Of-Sale (POS) Financing And How Does It Work?

EPF June 5, 2019

Whether it’s the latest-and-greatest laptop you’ve been eyeing online, or the washer and dryer combination in the flyer of your local big-box store, you’ll notice retailers are adopting a new

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Credit

How To Transfer Money From One Bank To Another

EPF June 4, 2019

We posted a guide describing How To Use Multiple Bank Accounts To Save Money. The piece outlined how switching from traditional bank accounts to no-fee checking and high-yield savings accounts

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Credit

Guide – How To Use Multiple Bank Accounts To Save Money

EPF June 1, 2019

While consolidating all of your finances within one bank may seem like an easy solution, you’ll find that many of its products often lag the competition. Examples include low interest

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Credit

Best Cash Advance Alternatives for Bad Credit 2019

EPF May 30, 2019

Are you considering a cash advance on your credit card? It’s not the best option ... Cash advances have high APRs and come with high upfront fees. To administer a

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Credit

Bank Of America CD Rates: Is It Worth Your Investment?

EPF May 28, 2019

As one of the most popular banking institutions in the United States, Bank of America offers certificates of deposit (CD) that can help you save for retirement or generate some

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