Credit Report

Category: Credit Report

Credit

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping

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Credit

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you

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Credit

How to Avoid Scam Loans with a “Less Than Perfect” Credit Score?

EPF April 1, 2018

In everyone’s life there comes a bad financial moment. It can be due to some unexpected costs, temporary job loss or something else. In such moments, people start looking for

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Credit

How Do Risk-Based Pricing Affect Your APR

EPF March 30, 2018

Assume that your brother asks you $ 5.000 to buy a new machine for his small business. You know him pretty well, you know his credit history and you believe

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Credit

Best Personal Loans for Fair Credit Score 2019

EPF March 8, 2018

Best personal loans for fair credit come with APR of 10% - 20%. People with fair credit are manipulated into believing that they can't get a personal loan. That is

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Credit

How to Get a Personal Loan if You Have Really Bad Credit Score?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good

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Credit

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone

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Credit

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  [toc] Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find

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Credit

How to Prevent Identity Theft – The Master Plan

EPF May 20, 2017

Dear Readers, All of you who are familiar with Elite Personal Finance know very well that we love to write long and advanced guides. This time, however, we will be

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Credit

How Medical Debt Can Ruin Your Credit Score

EPF January 31, 2017

The most common debt. Research by the Consumer Financial Protection Bureau has indicated that a tremendously large number of collection notices on credit reports are the result of outstanding medical

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