Credit Report

Category: Credit Report

Credit

How to Get Your FICO Score for Free

EPF November 14, 2015

The official website for buying your FICO score, myFICO.com, charges $19.95 per credit score request -- yes, that's the cost for each score PER credit bureau. Yet, you can still

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Credit

Which Credit Report Should I Get? What Scores Do Lenders Use?

EPF November 12, 2015

When it comes time to see what’s on your credit report, or to find out your credit score, it’s important to know which bureau you need to pull from.  Even

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Credit

How to Read Your Credit Report

EPF November 10, 2015

When reading your credit report, you may come across terms that are strange or unfamiliar. But, in a broad sense, we want you to think of your credit report as

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Credit

How Long Do Negative Items Stay on My Credit Report?

EPF November 10, 2015

So you missed a payment, or maybe you have an account in collections, but that does not mean your mistake will haunt you forever. The credit report bureaus that calculate

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Credit

6 Tricks to Significantly Increase Your Credit Score with Credit Cards Only !

EPF November 9, 2015

Using your credit card is often deemed a credit-killing move, but the truth is that you can use them for your advantage. This is because not only bad borrowing behavior,

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Credit

What Credit Score is Needed to Buy a House 2019 ?

EPF November 6, 2015

To finance a home, you must have a reasonable credit score -- but, there are many other dynamics that factor into whether you get approved. Other credit factors, like your

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Credit

What is a Credit Freeze?

EPF November 6, 2015

A credit freeze is a complete lock-down of your credit report. It involves restricting the major credit bureaus from selling or sharing your data to creditors. By doing so, the only new

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Credit

What is a Fraud Alert?

EPF October 31, 2015

[toc] A fraud alert is a feature offered by each of the three major credit report bureaus -- Equifax, Experian and TransUnion. It is used to mark credit reports to

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Credit

How Does Identity Theft Affect Your Credit Score?

EPF October 26, 2015

If you become an identity theft victim, laws in the U.S. will protect you from being held financially liable. While that is comforting to know, there are still concerns over

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Credit

What Credit Score is Needed to Get a Good Loan to Buy Your Great Car 2019 ?

EPF October 20, 2015

Are you looking to buy a new car? Need to finance it? You are not alone -- the majority of auto purchases are financed, amounting to more than $1 trillion

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