Category: Credit Cards

Credit

Should I Consolidate My Credit Card Debt With a Personal Loan?

EPF April 25, 2019

With U.S. credit card debt currently sitting at 830 billion, the figure has surpassed the highs we saw during the 2008 financial crisis. And with borrowers increased appetite for credit

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Credit

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect. Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers

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Credit

5 Ways in Which You Can Use Credit Cards to Make Incredible Rewards While Running a Business

EPF February 8, 2019

There are many ways to get great cash-rewards cards in your business. However, it can be hard to get the most out of your business credit card rewards. If only

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Credit

Ways in Which America Overspending Custom is Affecting The Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not

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Credit

Average Credit Card Interest Rates (APR) 2020

EPF January 30, 2019

View All Studies [toc] As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering most

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Credit

Average Student Loan Debt in America 2020

EPF December 7, 2018

View All Studies [toc] As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over 1.5

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Credit

Average Credit Score in America 2020

EPF December 6, 2018

View All Studies [toc] Let’s start with the biggest news. According to FICO.com, the average FICO score in 2020 is 706. According to Experian, the average credit score in 2020

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Credit

Average Credit Card Debt in America 2020

EPF December 5, 2018

View All Studies [toc] As American credit card debt continues to skyrocket, the numbers paint a troubling portrait. ElitePersonalFinance analyze the latest data from Experian, US Federal Reserve and other

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Credit

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that

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Credit

When 0% Balance Transfer is a Good Option?

EPF September 27, 2018

You’ve probably heard a lot of confusing stories about why you should or should not consider a 0% bank transfer on credit cards. This guide will clear the air on

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