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Ways In Which America’s Overspending Custom is Affecting the Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not

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Credit

Average Credit Card Interest Rates (APR) 2020

EPF January 30, 2019

View All Studies   [toc] As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering

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Credit

Average Student Loan Debt in America 2020

EPF December 7, 2018

View All Studies   [toc] As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over

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Credit

Average Credit Score in America 2020

EPF December 6, 2018

View All Studies   [toc] Let’s start with the biggest news. According to FICO.com, the average FICO score in 2020 is 706. According to Experian, the average credit score in

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Credit

Average Credit Card Debt in America 2020

EPF December 5, 2018

View All Studies [toc] As American credit card debt continues to skyrocket, the numbers paint a troubling portrait. ElitePersonalFinance analyze the latest data from Experian, US Federal Reserve and other

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Credit

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that

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Credit

When is a 0% Balance Transfer a Good Option?

EPF September 27, 2018

You’ve probably heard a lot of confusing stories about why you should or should not consider a 0% bank transfer on credit cards. This guide will clear the air on

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Credit

The Most Effective Ways To Rack Up Air Miles

EPF September 7, 2018

Air miles are a simple concept that can still prove difficult for some to wrap their heads around. Fortunately, the truth is that air miles are only as complex as

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Credit

Best Small Business Loans for 2020

EPF August 30, 2018

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best

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Credit

Credit Cards That Offer Free FICO Score

EPF August 24, 2018

Knowing your credit score is incredibly important, just like knowing how healthy you are. And nowadays, there is no reason not to know your credit score. In the past, only

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