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Category: Credit Report

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What is Credit Report, Understand It!

EPF August 9, 2015

A lot of people stress out about their credit scores. Although the FICO credit score is just one thing that lenders look at, it’s often very important when trying to

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Credit

Free vs Fee Identity Protection Services, What’s The Difference?

EPF August 6, 2015

No doubt that Identity theft is big news in the world of today, and many people know that they are exposed to great risk. Many companies spend millions of dollars

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Credit

How to Increase Your Credit Score with 100 Points in 3 Months

EPF July 20, 2015

A higher credit score equates to more money in your pocket. It is as simple as that! A typical credit card for an individual who has a poor credit may

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Credit

4 Easy Hacks to Prevent and Avoid Identity Theft with Credit Freeze

EPF July 13, 2015

In spite of the weak and unstable economy, more than one hundred million Americans have travelled to various destinations this summer - most of them to top destinations - to

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Credit

How the Unemployed Can Maintain Their Credit

EPF June 13, 2015

Are you unemployed? Well then apparently, finding another job may not be your only worry.  Perhaps you are not in a position to clear all your loans just like you

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Credit

Full Guide on How to Correctly Understand Your Credit Score and Report Rating and Range

EPF May 29, 2015

It is critical to understand the meaning of credit score before embarking on how it is used. A credit score is a three digit figure that is derived from a

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Credit

STUDENTS: Respect Your Credit Report, Now or Never!

EPF May 23, 2015

As a student, you spend most of your time thinking about your classes and friends. It’s not until later in your life when you focus on credit and savings. Yet,

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Credit

How “Free” Credit Report Companies Manipulate People With Their Ads

EPF May 22, 2015

Credit monitoring services can make any borrower’s life a lot easier, but at what cost? Most credit report companies that offer free services are getting their profits from somewhere. It’s

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Credit

Thin Credit File? Credit Karma Wants to Help, For Free!

EPF May 4, 2015

Credit Karma gives borrowers a way to check and track their credit profile at no cost. The company banks off referral earnings, not up-front charges. This means you have access

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Credit

What Actually Credit Monitoring Services Offer and What Not?

EPF April 23, 2015

Well, it’s no longer a secret anymore, we all have admittedly fallen on tough economic times. Most people today react to economic deterioration by either excluding or reducing the reckless

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