Financial News

Category: Financial News

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FEMA Offer Free Credit Monitoring to Disaster Survivors

EPF September 18, 2019

The Federal Emergency Management Agency (FEMA) announced it will provide 18 months of free credit monitoring to disaster survivors who request the service. The announcement came after FEMA revealed roughly

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TEPSLF Denies 99% of Borrowers Who Apply for Student Loan Forgiveness

EPF September 15, 2019

According to a study by the U.S. Government Accountability Office, the Temporary Expanded Public Student Loan Forgiveness (TEPSLF) program approved 1% of applications in 2018 – denying 99% of borrowers

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More than 27 Million US Residents Lacked Health Insurance Coverage in 2018

EPF September 11, 2019

The U.S. Census Bureau released its 2018 income, poverty and health insurance coverage reports on September 10, 2019. Researchers found that nearly 27.5 million U.S. residents lacked health insurance coverage

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Generation Z and Millennial Debt-Holders Continues to Rise

EPF September 8, 2019

According to a recent study by TransUnion, Generation Z debt-holders – adults born after 1995 – saw a significant year-over-year increase in the second-quarter of 2019. The data shows nearly

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US Credit Card Interest Rates Reach Highest Mark in 25 Years

EPF September 4, 2019

Even as the U.S. Federal Reserve ponders more interest rates cuts, the savings are not being seen by credit cards borrowers. Federal Reserve data – as of May 2019 –

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Think Finance Agree to Pay $40 Million to Settle Illegal Payday Loan Scheme

EPF August 6, 2019

After allegedly operating a $133 million illegal payday loan racket, Think Finance has agreed to void all of its outstanding loans and pay $40 million to reimburse victims. A national

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Should I Purchase a Flight with Cash or Miles?

EPF July 14, 2019

When travelling abroad or across the United States, you usually have the option to buy your ticket with cash or miles. However, a study by Bankrate.com found that 31% of

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How Apple Card is Revolutionizing The Credit Card Market

EPF July 7, 2019

When Apple first announced it was launching its very own credit card, loyalists and skeptics took notice. Designed with transparency and privacy in mind, the credit card was meant to

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Latest News in Personal Finance July 2019

EPF July 2, 2019

Over the last few weeks, new developments have occurred in the world of personal finance. We consolidated the most important ones to help keep you up-to-date. Citibank is Eliminating Several

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Federal Student Loan Interest Rates Set to Decrease for the First Time in Three Years

EPF May 12, 2019

As the yield on the 10-year U.S. Treasury continues its path downward, Federal student loan interest rates are following right along. To calculate its Federal Student loan interest rates, the

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