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Category: Financial News

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US Credit Card Interest Rates Reach Highest Mark In 25 Years

EPF September 4, 2019

Even as the U.S. Federal Reserve ponders more interest rates cuts, the savings are not being seen by credit cards borrowers. Federal Reserve data – as of May 2019 –

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Credit

Think Finance Agrees To Pay $40 Million To Settle Illegal Payday Loan Scheme

EPF August 6, 2019

After allegedly operating a $133 million illegal payday loan racket, Think Finance has agreed to void all of its outstanding loans and pay $40 million to reimburse victims. A national

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Credit

Should I Purchase A Flight With Cash Or Miles?

EPF July 14, 2019

When travelling abroad or across the United States, you usually have the option to buy your ticket with cash or miles. However, a study by Bankrate.com found that 31% of

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Credit

How The Apple Card Is Revolutionizing The Credit Card Market

EPF July 7, 2019

When Apple first announced it was launching its very own credit card, loyalists and skeptics took notice. Designed with simplicity, transparency and privacy in mind, the credit card was meant

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Credit

Latest News In Personal Finance July 2019

EPF July 2, 2019

Over the last few weeks, new developments have occurred in the world of personal finance. We consolidated the most important ones to help keep you up-to-date. Citibank Is Eliminating Several

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Credit

Federal Student Loan Interest Rates Set To Decrease For The First Time in Three Years

EPF May 12, 2019

As the yield on the 10-year U.S. Treasury continues its path downward, Federal student loan interest rates are following right along. To calculate its Federal Student loan interest rates, the

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Credit

A Credit Report Freeze Will Prevent You From Registering For Medicare Online

EPF May 11, 2019

As a way to combat identity theft and increase security protocols, consumers often use credit freezes to keep outsiders from accessing their credit reports. When you contact one of the

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Credit

Latest News in Personal Finance May 2019

EPF May 4, 2019

In the last few weeks, there have been several major announcements in the world of personal finance. We consolidated the most important ones to help keep you up-to-date.   Earn

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Credit

Ohio’s New Payday Loan Legislation Are Here

EPF May 3, 2019

The Fairness in Lending Act – signed into state law by former Ohio Governor John Kasich – is estimated to save borrowers upwards of 75 million in interest and fees

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Credit

Critics and Advocates Debate Federal Payday Loan Policy

EPF May 2, 2019

As a subcommittee of the U.S. House Financial Services Committee, the Consumer Protections and Financial Institutions Committee met Tuesday in Washington to discuss the CFPB’s decision to rescind 2017 regulations

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