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Credit

Unique Factors Assessed by Lenders to Determine Credit Risk

EPF April 5, 2019

Ever hear of the Five C’s of Credit? Character. Capacity. Capital. Collateral. Conditions. These metrics analyze things like your credit score, debt-to-income ratio (DTI) and asset-base – which in the

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Credit

How to Avoid Hidden Payday Loan Fees

EPF April 4, 2019

When bills are piling up, it can feel like a struggle just to stay above water. The stress. The worry. Where can you turn? When choosing a path that’s right

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Credit

Best Car Title Loan Alternatives for Bad Credit 2019

EPF April 3, 2019

We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like

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Credit

Ways of Paying Your Student Loans Faster In 2019

EPF March 19, 2019

Graduating from college is often a thrilling moment in the life of a graduate. A new start in the next level is a fantastic feeling- getting a new job and

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Credit

Default On Student Loans

EPF March 1, 2019

Student loans are beneficent in advancing educational investment. But unemployment, debts, the high cost of living and health, life may seem to be harsh and devastating. Because of the highly

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Credit

You’re Cut Out for Paying Off Student Loan?

EPF February 21, 2019

Paying off student loan debt is like a foray beyond the north wall; venturing into the territory of the wildlings where an evil eye gazes at you, where the danger

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Credit

Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for

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Credit

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

View All Studies   [toc] As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering

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Credit

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders

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Credit

Best Short Term Loans for Bad Credit are NOT Payday Loans!

EPF December 7, 2018

When people look for short-term loans, and especially if they have a bad credit score, they often end up with payday loans. The reason why is how payday loans (which

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