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What Is Point-Of-Sale (POS) Financing And How Does It Work?

EPF June 5, 2019

Whether it’s the latest-and-greatest laptop you’ve been eyeing online, or the washer and dryer combination in the flyer of your local big-box store, you’ll notice retailers are adopting a new

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Credit

Best Cash Advance Alternatives for Bad Credit 2020

EPF May 30, 2019

Are you considering a cash advance on your credit card? It’s not the best option ... Cash advances have high APRs and come with high upfront fees. To administer a

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Credit

Loan Companies Like OppLoans, LendUp, RiseCredit, NetCredit

EPF May 26, 2019

What exactly are loan companies like OppLoans, LendUp, RiseCredit, NetCredit? How do they work? Are they legit? Here are the best of them. They are more expensive than personal loans,

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Credit

Should I Refinance My Student Loan So I Can Pay A lower Interest Rate?

EPF May 25, 2019

Readers often ask us: how do I lower my student loan interest rate? Well, the answer isn’t as simple as it seems. See, if you decide refinance your public student

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Credit

Cheap Payday Loans Alternatives For Bad Credit 2020

EPF May 21, 2019

Have you been searching for cheap payday loans? If so, don’t waste your time! We’ve done the research and the truth is – they don’t exist. After analyzing hundreds of

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Credit

What Is Loan Insurance?

EPF May 15, 2019

Offering peace of mind if you lose your job of find yourself physically unable to work, loan insurance protects against default by ensuring monthly payments on your mortgage, personal loan

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Credit

Should I Use An Income-Driven Plan To Repay My Student Loan?

EPF May 14, 2019

Structuring your federal student loan repayments as a percentage of your income is a great way to stay on top of your debt and ensure outflows stay within your budget.

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Credit

Federal Student Loan Interest Rates Set To Decrease For The First Time in Three Years

EPF May 12, 2019

As the yield on the 10-year U.S. Treasury continues its path downward, Federal student loan interest rates are following right along. To calculate its Federal Student loan interest rates, the

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Credit

Best Apps That Loan You Money Instantly 2020

EPF May 10, 2019

As Fintech firms look to disrupt the traditional lending space, personal loan and cash advance apps are right at the top of their list. Whether its debt consolidation or emergency

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Credit

Should I Consolidate My Credit Card Debt With A Personal Loan?

EPF April 25, 2019

With U.S. credit card debt currently sitting at 799 billion, the figure has surpassed the highs we saw during the 2008 financial crisis. And with borrowers increased appetite for credit

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