Category: Loans

Credit

Average Credit Card Interest Rates (APR) 2020

EPF January 30, 2019

View All Studies [toc] As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering most

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Credit

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders

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Credit

Best Short Term Loans for Bad Credit are NOT Payday Loans!

EPF December 7, 2018

When people look for short-term loans, and especially if they have a bad credit score, they often end up with payday loans. The reason why is how payday loans (which

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Credit

Best Short Term Loans 2020

EPF December 7, 2018

Short term loans are smaller amounts of money people borrow and usually need to repay fast, in a few months or even weeks. For that reason, they can be quite

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Credit

Average Student Loan Debt in America 2020

EPF December 7, 2018

View All Studies [toc] As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over 1.5

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Credit

Average Credit Score in America 2020

EPF December 6, 2018

View All Studies [toc] Let’s start with the biggest news. According to FICO.com, the average FICO score in 2020 is 706. According to Experian, the average credit score in 2020

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Credit

Best Personal Holiday Loans for Good and Bad Credit 2020

EPF December 4, 2018

People looking for holiday loans are an easy target for predatory payday lenders. 'Holiday loans' means nothing! It’s only a blatant advertisement that lenders use to attract more customers. We

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Credit

UltraFICO Score 2019 Hacks That Will Boost Your Credit

EPF December 3, 2018

UltraFICO Score 2019 is a new saving-oriented scoring model that will benefit millions of Americans who always love to have some money on their hands. Before, it was about the

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Credit

Best Personal Debt Consolidation Loans for Bad Credit 2020

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender

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Credit

Best Debt Consolidation Loans 2020

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender

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