Category: Credit Report

Credit

How Do Risk-Based Pricing Affects Your APR

EPF March 30, 2018

Lest say that your brother asks you $ 5,000 to buy a new machine for his small business. You know him pretty well, you know his credit history and you

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Credit

Best Personal Loans for Fair Credit Score 2020

EPF March 8, 2018

Best personal loans for fair credit come with APR of 10% - 20%. People with fair credit are manipulated into believing that they can't get a personal loan. That is

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Credit

How to Get a Personal Loan if You Have Really Bad Credit?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good

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Credit

14 Experts Answer – “What Can People Do After The Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened

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Credit

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more

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Credit

How to Prevent Identity Theft – The Master Plan

EPF May 20, 2017

Dear Readers, All of you who are familiar with ElitePersonalFinance know very well that we love to write long and advanced guides. This time, however, we will be very quick.

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Credit

How Medical Debt Can Ruin Your Credit Score

EPF January 31, 2017

The most common debt. Research by the Consumer Financial Protection Bureau has indicated that a tremendously large number of collection notices on credit reports are the result of outstanding medical

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Credit

How to Consolidate Your Monthly Accounts into One Lower Monthly Payment

EPF November 6, 2016

There never seems to be enough money to go around! If this is how you feel come month-end when the bills have to paid, perhaps it is time to consider

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Credit

Review of 3 Best Free Credit Monitoring Companies

EPF October 22, 2016

There are many reputable companies offering excellent services at reasonable monthly rates, and several offering free ID protection services. Signing up with one of the so-called free companies, is where

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Credit

Is My Income on My Credit Report?

EPF September 26, 2016

The credit report has many inner workings and complexities. You should always be learning as much as you can about how to improve your credit score. One of the questions

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