Loans

Category: Loans

Credit

How to Make Sense of Credit Utilization and Debt-to-Income Ratio

EPF November 17, 2015

Credit utilization rates and debt-to-income ratios are two very important factors in a consumer's ability to qualify for new credit. If you want a strong FICO score and great borrowing rates, it's

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Credit

Read These Five Facts to Understand Your FICO Score!

EPF November 17, 2015

FICO scores can be confusing after all, there are over 50 that exist and new scores keep coming out. But, your FICO score is also the main data point lenders

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Credit

What are FICO Scores and How do They Work? Here is what You Have to Know!

EPF November 15, 2015

FICO scores are used by approximately 90% of lenders when determining the credit-worthiness of their applicants. It is by far the most respected type of credit score around; many advise against

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Credit

How to Get Your FICO Score for Free

EPF November 14, 2015

The official website for buying your FICO score, MyFICO, charges $19.95 per credit score request yes, that's the cost for each score PER credit bureau. Yet, you can still obtain

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Credit

Which Credit Report Should I Get? What Scores Do Lenders Use?

EPF November 12, 2015

When it comes time to see what’s on your credit report, or to find out your credit score, it’s important to know which bureau you need to pull from. Even

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Credit

What Credit Score is Needed to Buy a House in 2020?

EPF November 6, 2015

To finance a home, you must have a reasonable credit score but, there are many other dynamics that factor into whether you get approved. Other credit factors, like your payment

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Credit

What is The Difference between Payday Loan and Cash Advance?

EPF October 20, 2015

If you do an online search or two looking for unsecured loans, you may have seen these two terms: payday loans and cash advances. Some people tend to use them

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Credit

Points to Consider when You Compare Loan Rates

EPF October 20, 2015

Most of the time, there are several loan options available. When you start looking for a loan you might consider: Payday loans that are paid off all at one time.

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Credit

What Credit Score is Needed to Get a Good Loan to Buy a Car in 2020?

EPF October 20, 2015

Are you looking to buy a new car? Need to finance it? You are not alone. The majority of auto purchases are financed, amounting to more than $1 trillion in

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Credit

Payday Loans vs Installment Loans, Which to Choose?

EPF October 13, 2015

There are lots of different types of loans for borrowers to take out. Mortgages, car loans, payday loans, personal loans, consolidated loans, and loans from insurance policies are all examples.

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