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Read These Five Facts to Understand Your FICO Score!

EPF November 17, 2015

FICO scores can be confusing -- after all, there are over 50 that exist and new scores keep coming out. But, your FICO score is also the main data point

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Credit

What Are FICO Scores and How Do They Work? Here’s What You Must Know!

EPF November 15, 2015

FICO scores are used by approximately 90% of lenders when determining the credit-worthiness of their applicants. It is by far the most respected type of credit score around; many advise against

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Credit

How to Get Your FICO Score for Free

EPF November 14, 2015

The official website for buying your FICO score, myFICO.com, charges $19.95 per credit score request -- yes, that's the cost for each score PER credit bureau. Yet, you can still

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Credit

Which Credit Report Should I Get? What Scores Do Lenders Use?

EPF November 12, 2015

When it comes time to see what’s on your credit report, or to find out your credit score, it’s important to know which bureau you need to pull from.  Even

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Credit

What Credit Score is Needed to Buy a House 2019 ?

EPF November 6, 2015

To finance a home, you must have a reasonable credit score -- but, there are many other dynamics that factor into whether you get approved. Other credit factors, like your

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Credit

What are the Differences between a Payday Loan and a Cash Advance?

EPF October 20, 2015

If you do an online search or two looking for unsecured loans, you may have seen these two terms: payday loans and cash advances.  Some people tend to use them

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Credit

Points to Consider when You Compare Rates on Loans

EPF October 20, 2015

Most of the time, depending on your particular situation, there are several loan options available. When you start looking for a loan you might consider: Payday loans that are paid

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Credit

What Credit Score is Needed to Get a Good Loan to Buy Your Great Car 2019 ?

EPF October 20, 2015

Are you looking to buy a new car? Need to finance it? You are not alone -- the majority of auto purchases are financed, amounting to more than $1 trillion

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Credit

Payday Loans vs Installment Loans, Which to Choose?

EPF October 13, 2015

There are lots of different types of loans for borrowers to take out. Mortgages, car loans, payday loans, personal loans, consolidated loans, and loans from insurance policies are all examples.

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Credit

3 Great Tips to Help You Pay off Payday Loans

EPF October 12, 2015

Why do most people choose to take out Payday loans? In most cases it’s to get some extra cash to help get them to their next payday. In many instances,

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