Category: Credit Cards

Credit

How to Have the Best Results when You Decide to Get a Credit Card

EPF December 23, 2016

Applying for a new credit card is not always as easy as it seems. In fact, getting the best offer can be quite a challenge. You may wonder why you

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Credit

Why Can’t I Use My Chip Card Everywhere?

EPF December 20, 2016

What are Chip Cards? The majority of Americans are accustomed to the traditional debit or credit cards that features a magnetic stripe down one side, which is swiped at terminals

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Credit

Tricky Ways That Credit Card Companies Use to Keep You in Debt!

EPF November 10, 2016

Paying a minimum balance on you card will just keep you in debt. All credit card companies give you the option to pay off your balance with small, minimum monthly

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Credit

How to Consolidate Your Monthly Accounts into One Lower Monthly Payment

EPF November 6, 2016

There never seems to be enough money to go around! If this is how you feel come month-end when the bills have to paid, perhaps it is time to consider

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Credit

FRAUD – in The NAME of The BANK

EPF October 29, 2016

A global problem! Fraudsters all over the world, are now targeting people where it hurts the most – in the soft belly of their bank accounts. With the world becoming

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Credit

Is it Possible to Balance Transfer within The Same Bank?

EPF September 29, 2016

What is a Balance Transfer? A balance transfer is when you take the balance on one credit card and transfer it to another card with a lower interest rate. The

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Credit

How Lifestyle Drives Credit Card Perks

EPF September 16, 2016

Choosing the right credit card is not a question of which offers better rewards. Instead, the best question is "what credit card reward program best fits my lifestyle." Countless articles

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Credit

Best Credit Cards for Bad Credit 2020

EPF August 19, 2016

What’s bad credit? We’re talking a FICO score of 560 to 650. This is where you get shot down for almost everything except a secured card. But, there are some cards

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Credit

Best Credit Cards for Fair Credit 2020

EPF August 12, 2016

If your FICO score is only fair (approx. 650 to 700) then you still qualify for many credit cards. It's just that you will face higher annual fees and/or worse APR rates,

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Credit

How Many Credit Cards Should You Have?

EPF August 3, 2016

When you try to build your credit up, one of the most difficult things to figure out is how many credit cards you plan to have. This is a decision

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