Loans

Category: Loans

Credit

Where To Find Legit Personal Loan Companies for Bad Credit Online, No Scam?

EPF December 4, 2015

Legit loans are those that meet state laws and regulations. However, there are loans that are technically legit in some states, but they are very expensive and we don't recommend

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Credit

Will Payday Loans Help My Credit Score?

EPF November 29, 2015

Payday loans are many times used by those who have gotten themselves in a financial bind and need some money for some temporary relief to get them to their next

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Credit

Best “No Credit Check Loans” Online for 2019

EPF November 27, 2015

What Are No Credit Check Loans? If you have bad credit, it can be very difficult to get a loan. Sometimes, loans are needed in order to support a payment

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Credit

How to Make Sense of Credit Utilization and Debt-to-Income Ratios

EPF November 17, 2015

Credit utilization rates and debt-to-income ratios are two very important factors in a consumer's ability to qualify for new credit. If you want a strong FICO score and great borrowing rates, it's

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Credit

Read These Five Facts to Understand Your FICO Score!

EPF November 17, 2015

FICO scores can be confusing -- after all, there are over 50 that exist and new scores keep coming out. But, your FICO score is also the main data point

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Credit

What Are FICO Scores and How Do They Work? Here’s What You Must Know!

EPF November 15, 2015

FICO scores are used by approximately 90% of lenders when determining the credit-worthiness of their applicants. It is by far the most respected type of credit score around; many advise against

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Credit

How to Get Your FICO Score for Free

EPF November 14, 2015

The official website for buying your FICO score, myFICO.com, charges $19.95 per credit score request -- yes, that's the cost for each score PER credit bureau. Yet, you can still

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Credit

Which Credit Report Should I Get? What Scores Do Lenders Use?

EPF November 12, 2015

When it comes time to see what’s on your credit report, or to find out your credit score, it’s important to know which bureau you need to pull from.  Even

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Credit

What Credit Score is Needed to Buy a House 2019 ?

EPF November 6, 2015

To finance a home, you must have a reasonable credit score -- but, there are many other dynamics that factor into whether you get approved. Other credit factors, like your

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Credit

What are the Differences between a Payday Loan and a Cash Advance?

EPF October 20, 2015

If you do an online search or two looking for unsecured loans, you may have seen these two terms: payday loans and cash advances.  Some people tend to use them

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