Best Private Student Loan Rates of April 2024

ElitePersonalFinance

Last Update: March 22, 2023 •

ElitePersonalFinance helps you find the best student loans from banks, credit unions, and online lenders.

Use our free loan comparison to find the best loan.

Request a student loan for up to $500,000.

Comparing offers doesn’t affect your credit score.

Ascent

Fixed APR:

3.53% - 14.50%

Variable APR:

2.71% - 12.99%

Min. Credit Score:

Mid-500s

Sallie Mae

Fixed APR:

4.25% - 12.35%

Variable APR:

1.25% - 11.15%

Min. Credit Score:

Does not disclose

College Ave

Fixed APR:

3.49% - 12.99%

Variable APR:

1.24% - 11.98%

Min. Credit Score:

Mid-600s

Earnest

Fixed APR:

3.49% - 12.78%

Variable APR:

1.24% - 11.44%

Min. Credit Score:

650

SoFi

Fixed APR:

4.13% - 11.98%

Variable APR:

1.80% - 11.89%

Min. Credit Score:

Does not disclose

Discover

Fixed APR:

4.59% - 12.39%

Variable APR:

1.59% - 10.99%

Min. Credit Score:

Does not disclose

CommonBond

Fixed APR:

6.98% - 10.74%

Variable APR:

6.61% - 9.42%

Min. Credit Score:

660

LendKey

Fixed APR:

4.25% - 12.35%

Variable APR:

1.25% - 11.15%

Min. Credit Score:

660

Citizens

Fixed APR:

4.25% - 11.53%

Variable APR:

1.24% - 11.00%

Min. Credit Score:

Does not disclose

Funding U

Fixed APR:

7.99% - 14.99%

Variable APR:

N/A

Min. Credit Score:

None

MPOWER

Fixed APR:

7.52% - 13.63%

Variable APR:

N/A

Min. Credit Score:

N/A

College Ave

Fixed APR:

3.49% - 12.97%

Variable APR:

1.24% - 11.93%

Min. Credit Score:

Mid-600s

Advantage Education

Fixed APR:

3.75% - 6.99%

Variable APR:

N/A

Min. Credit Score:

Does not disclose

Stride

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None

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