Welcome to

ElitePersonalFinance

Millions of People Come Here for Financial Advice.

Learn more

Our Expertly Written Guides Can Help You Make
Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

Categories

Browse by Categories

Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report
Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score
LEARN MORE

30 Ways to Increase Credit Score in 2018

  • EPF

Understand How Credit Report Works

  • EPF

Understand FICO Scores

  • EPF

How to Get a Totally Free FICO Score

  • EPF

How to Read Your Credit Report

  • EPF

Best Credit Report Sites for 2018

  • EPF
Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

LET US HELP

Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit

  • EPF

Best Credit Cards for Fair Credit

  • EPF

Rewards

  • EPF

Travel

  • EPF

Cashback

  • EPF
Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.

LET US HELP

Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

  • EPF

Best Personal Loans for Fair Credit

  • EPF

Best Personal Loans for No Credit

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

Loan Application Not Approved – What Should you do Next?

EPF October 16, 2018

Having your loan application rejected can be embarrassing and demoralizing especially when this is your only hope for getting financing. If you have received a loan rejection, do not beat yourself up; this may be an opportunity for you to...

Credit Card Reviews

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that people lose millions with credit cards. The purpose of this...

Loans

Where Can I Find Monthly Installment Bad Credit Personal Loans That Are NOT Payday Loans? – Answered!

EPF October 1, 2018

If you have bad credit, your options to get a personal loan are limited, but you definitely can get it. Because of the obvious expansion of the lending market, there are many options for you. In general, personal loans have...

Loan Reviews

OppLoans Review 2018 – Are They a Legit Company That Really Help You Avoid Payday Loans?

EPF October 1, 2018

OppLoans is what people call an improved payday loan company. They are not exactly a payday loan business, but neither a company that offers traditional personal loans. Over the past few years, such companies have gained in popularity. They serve...

Loan Reviews

Upgrade Loans Review 2018 – Company That Help in Bad Financial Situation

EPF October 1, 2018

Upgrade in a nutshell In the last two years, Upgrade Loans has grown to become one of the most popular lending options for ordinary consumers. This lender is the best choice for you if: You are a U.S. citizen or...

Stack of Plastic Credit Cards
Credit Cards

When is a 0% Balance Transfer a Good Option?

EPF September 27, 2018

You’ve probably heard a lot of confusing stories about why you should or should not consider a 0% bank transfer on credit cards. This guide will clear the air on the subject and teach you the tricks to making the...

Loans

I Want to Get a 3 Month Payday Loan, What Are My Best Options? – Answered!

EPF September 19, 2018

Many people often ask us about the best options to get short-term loans of about 3 to 12 months. Based on extensive customer feedback, we found out that most of these people actually end up getting payday loans… You need...

Loan Reviews

Upstart Review 2018 – Great Personal Loans Even for People with Insufficient Credit History

EPF September 14, 2018

  Upstart offer personal loans even for people with insufficient credit history. They are one of the biggest names in personal loans. Here is what we can say about their target. People with FICO score at least 620. People with...

Credit Cards

The Most Effective Ways To Rack Up Air Miles

EPF September 7, 2018

Air miles are a simple concept that can still prove difficult for some to wrap their heads around. Fortunately, the truth is that air miles are only as complex as you make them. All that matters is what you want...

Loan Reviews

Best Small Business Loans for 2018

EPF August 30, 2018

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best rates?  If you are asking yourself these questions, you came...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.